Hi everyone, Shalom Aleichem!
Good evening GanSist everyone! 
Welcome back to Superwoman Seriesthe 99th, a series that discusses how women can become strong individuals physically, mentally, socially and spiritually. In previous series, we have discussed various habits that can hinder personal growth, from shopping addiction, a passive lifestyle, to thought patterns that can damage physical and mental health.
In this series, we will discuss something different, namely financial independence.
In the era of social media, many people are competing to look cool. Some show off expensive clothes, the latest cell phone, coffee at a famous cafe, or a vacation that looks luxurious. Not a few also measure success from the goods exhibited on the internet.
In fact, true luxury is not always visible on the surface. There are people who look simple, but are able to pay for their own education, pay for their own place to live, and even cover the costs of developing themselves without depending on other people.
On the other hand, there are also people who appear luxurious, but almost all their needs are still covered by the family or even obtained through debt.
Of course, there is nothing wrong with accepting help from your parents, partner, or family. Not everyone has the same economic conditions. However, the ability to fulfill important needs with the results of one’s own efforts is an indicator of maturity and independence.
A Superwoman is not judged by how expensive the items she wears are, but rather by how capable she is of building a life with her own efforts and responsibilities.
Here are some things that are worthy symbols of independence and personal achievement.
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1. Music Course
Many people consider music courses as an additional activity that is not very important. In fact, learning music has enormous benefits for brain development, self-discipline and creativity.
Research shows that music learning is associated with improved cognitive function, problem-solving abilities, and self-control.
When you are able to pay for music courses with your own work, it shows several things, that you value self-development, are able to postpone momentary pleasures for long-term investment, and are committed to the learning process. The ability to finance non-formal education itself is a sign that someone is starting to take responsibility for their personal growth.
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2. Laptop or PC
In modern times, laptops and computers are no longer just tools for entertainment. This device can be used for studying, writing, developing skills, working, and building a business. Many job and business opportunities today depend on digital technology.
Therefore, being able to buy a laptop or computer with your own money is not just a matter of having electronic goods, but shows that you are investing in productivity and the future.
Consumer goods will lose value over time. However, skills acquired through the use of technology can provide benefits for years or even a lifetime.
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3. Tuition Fees
Education is one of the biggest forms of investment in a person’s life. Not everyone has the opportunity to pay for their own education.
Therefore, if someone is able to pay their tuition fees through their own hard work, this is an extraordinary achievement.
The ability to pay for one’s own education shows mental toughness, discipline, ability to manage finances, and a high sense of responsibility. Many studies show that educational attainment is associated with increased economic opportunities, better health, and a higher quality of life.
A woman who dares to invest in her education is building capital that is worth far more than just a luxury item.
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4. Home
Having your own home is the dream of many people. A house is not just a building. Home symbolizes security, stability, independence, and responsibility.
Of course, buying a house is not an easy thing. It takes a lot of time, planning and financial discipline. However, the ability to buy or pay for a house in installments with the proceeds of one’s own business shows that a person has the ability to manage resources and plan for the future.
There are quite a few people who look luxurious on social media but don’t have emergency savings or a clear housing plan.
Therefore, achievements such as owning a house deserve greater appreciation than just a consumerist lifestyle.
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5. Umrah costs or Tripto Jerusalem
Spiritual travel has a different meaning than ordinary tourist travel. For Muslims, Umrah is often considered a deep spiritual experience. Meanwhile, for Christians, the journey to Jerusalem also has enormous religious and historical significance.
Being able to finance your own spiritual journey shows financial independence, the ability to save, self-control, and maturity in determining priorities.
A spiritual journey also often provides an opportunity for self-reflection and strengthening life values.
A spiritually strong Superwoman understands that success in life is not only measured by material achievements, but also by spiritual growth.
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6. Tickets to Abroad
Traveling to another country is not just about taking a vacation. International travel can provide benefits in the form of cultural experiences, new knowledge, adaptability, and increased global insight.
Research in the field of psychology shows that new experiences can enrich your way of thinking and increase cognitive flexibility.
When you are able to finance a trip abroad with your own work, this shows that you have the ability to plan your goals and manage your finances responsibly.
Experiences are often more valuable than the mere possession of items.
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7. MembershipSport
In the previous series, we discussed the importance of physical activity.
Therefore, being able to pay for a gym membership or exercise class with your own money is also an excellent form of investment.
Many people are willing to spend money on items that quickly lose value, but are reluctant to spend money on maintaining their health. In fact, health is the main capital for studying, working, creating and enjoying life.
Paying for one’s own sports activities shows that a person respects their body and understands the importance of disease prevention.
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8. Rent Costs
Being able to pay your own housing costs is a real sign of maturity. When someone starts paying boarding fees with their own work, they learn a lot about managing a budget, determining priorities, being responsible for daily needs, and managing life independently.
This kind of independence often teaches life lessons that are not learned in the classroom.
Therefore, do not underestimate simple achievements such as being able to pay for your own place. For many people, this is a big step towards adulthood.
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9. Cell phone
Cell phones have now become an important necessity in modern life.
However, the value of a cellphone does not lie in the brand or price. What is more important is the ability to purchase the required equipment through the results of one’s own efforts.
When someone buys a cellphone with the money they earn, they learn to appreciate money, understand the meaning of business, and are wiser in using the things they own.
On the other hand, goods obtained without effort are often considered ordinary and undervalued.
Therefore, buying your own cell phone can be an important lesson in financial responsibility.
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CLOSURE
Being cool doesn’t mean having the most expensive things or living the most luxurious life on social media. The real cool thing is when you start to be able to stand on your own two feet and fulfill various important needs through hard work.
Some achievements to be proud of include:
1) Pay for your own music lessons
2) Buy your own laptop or computer
3) Pay for college yourself
4) Own or pay for your own house in installments
5) Finance your own spiritual journey
6) Pay for travel tickets abroad yourself
7) Paying membershipown sport
Pay your own boarding costs.
Buy your own cell phone.
All of these things teach discipline, responsibility and the ability to manage life.
As part of Superwoman Series #99, the message to be conveyed is very simple, that the greatest luxury is not looking rich, but rather being able to build a life with the results of one’s own efforts.
Because, in the end, a strong woman not only has good things, but also has character, responsibility and independence that makes her able to face various life challenges.
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SOURCE
One Hundred Percent Male Y*ut*be Account (but adapted to a female style)
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Duckworth, A. (2016). Grit: The power of passion and perseverance. Scribner.
Heckman, J. J., & Kautz, T. (2012). Hard evidence on soft skills. Labour Economics, 19(4)451–464.
Hillman, C. H., Erickson, K. I., & Kramer, A. F. (2008). Be smart, exercise your heart: Exercise effects on brain and cognition. Nature Reviews Neuroscience, 9(1)58–65.
Organisation for Economic Co-operation and Development. (2017). PISA 2015 results (Volume III): Students’ well-being. OECD Publishing.
Ryan, R. M., & Deci, E. L. (2017). Self-determination theory: Basic psychological needs in motivation, development, and wellness. Guilford Press.
Seligman, M. E. P. (2011). Flourish: A visionary new understanding of happiness and well-being. Free Press.
World Health Organization. (2020). WHO guidelines on physical activity and sedentary behaviour. World Health Organization.
Zimmerman, B. J. (2000). Attaining self-regulation: A social cognitive perspective. In M. Boekaerts, P. R. Pintrich, & M. Zeidner (Eds.), Handbook of self-regulation (pp. 13–39). Academic Press.
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